Hard Money
Auction Loans in Colleyville, TX
Colleyville, TX is a smaller community of 26,012 people in Tarrant County, where Custom Mortgage arranges Auction Loans financing. Colleyville homes carry a premium: the median owner-occupied value is $784,900, 142% over Tarrant County's $323,900 (Census ACS 2020-2024 5-year). Only $47,850 separates that median from the 2026 conforming limit of $832,750, so a home a little above median can push the loan into jumbo size.
Colleyville households out-earn the county: a median $218,328, 159% above the Tarrant County level. It is an owner's market in tenure terms, with 97% of homes owner-occupied (59% countywide). The stock is relatively new: half the homes date from 1994 or later. Renters in Colleyville pay a median $3,263 a month in gross rent.
Auction Loans Highlights
- Fast funding for quick auction closings.
- Competitive rates for optimal profitability.
- Flexible terms tailored to your specific investment strategy.
National Rate Index (Freddie Mac PMMS)
30-Year Fixed Rate
7.18%
as of 11/5/2026 · Freddie Mac PMMS · live · 2026-11-05
Est. Monthly Payment in Tarrant County
$1,843/mo
Based on $340,000 median · 20% down · P&I only
15-Year Fixed Rate
6.57%
as of 11/5/2026 · Freddie Mac PMMS · live · 2026-11-05
Est. Monthly Payment in Tarrant County
$2,380/mo
Based on $340,000 median · 20% down · P&I only
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Market-data snapshots: FHFA 2026 (live); HUD FYunavailable (bundled); Census ACS 2024 (bundled).
Tarrant County at a glance
- Colleyville median home value
- $784,900
- Source: Census ACS 5-year, Colleyville city, Texas, 2020-2024
- Colleyville median household income
- $218,328
- Source: Census ACS 5-year, Colleyville city, Texas, 2020-2024
- Colleyville owner-occupied homes
- 97%
- Source: Census ACS 5-year, Colleyville city, Texas, 2020-2024
- Colleyville median year built
- 1994
- Source: Census ACS 5-year, Colleyville city, Texas, 2020-2024
- Conforming loan limit (1 unit)
- $832,750
- Source: FHFA, 2026
- Conforming loan limit (4 units)
- $1,601,750
- Source: FHFA, 2026
- Median owner-occupied home value
- $323,900
- Source: Census ACS 5-year, 2024
- Median household income
- $84,207
- Source: Census ACS 5-year, 2024
- Owner-occupied homes
- 59%
- Source: Census ACS 5-year, 2024
- Home value to income ratio
- 3.8
- Source: Census ACS 5-year (computed), 2024
Market Snapshot: Tarrant County
Source: Redfin · 2026-01-31Median Sale Price
$340,000
Median List Price
$355,185
Price / Sq Ft
$177.936
Days on Market
66
Active Listings
5,483
Homes Sold
1,159
Sale-to-List Ratio
97.5%
2026 Conforming Loan Limits: TARRANT
1-Unit (SFR)
$832,750
2-Unit (Duplex)
$1,066,250
3-Unit (Triplex)
$1,288,800
4-Unit (Fourplex)
$1,601,750
Source: FHFA 2026 Conforming Loan Limits. Loans above these limits require jumbo financing.
Auction Loans in Colleyville, TX
Tarrant County's Fort Worth market is the quieter, more grounded counterpart to Dallas across the metroplex. The median sale price of $340,000 is essentially flat year-over-year (down 0.7%), with 5,483 active listings and a 66-day average days on market — the fastest market velocity among our three major Texas counties. The 97.5% sale-to-list ratio reflects a market where pricing is accurate and concessions are modest, suggesting Tarrant is closer to equilibrium than either the elevated surplus in Harris or the inventory overhang in Travis.
Fort Worth's manufacturing, logistics, and defense employment base — anchored by Lockheed Martin, American Airlines, and a major BNSF Railway hub — creates stable, W-2-dominated income profiles that are highly bankable across conventional and FHA programs. The $806,500 conforming limit covers every Tarrant transaction with significant room to spare. New construction activity in Mansfield, Burleson, and Keller has added supply without crashing the market, creating a healthy equilibrium that benefits buyers and sellers alike.
Tarrant County's borrower base is predominantly blue- and white-collar W-2 employees tied to the county's manufacturing, transportation, and aerospace employment. Defense contractor employees from Lockheed, Bell Textron, and the Air Force Reserve at NAS Fort Worth generate steady conventional and VA purchase volume. The first-time homebuyer segment is proportionally larger here than in Dallas County, reflecting Tarrant's relative affordability and strong community college and vocational training infrastructure creating younger household formation.
Pair a conventional 5% down loan with a rate buydown on new construction — Fort Worth builders are actively funding buydowns to move standing inventory.
Service Areas & Neighborhoods
Our Colleyville Presence
Local Knowledge. Global Rates.
200 Crescent Ct
Dallas, TX 75201
Direct Line
877-976-5669Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
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Freddie Mac 30-yr average, week of Apr 19, 2026. Not a quote.
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Common Questions About Auction Loans in Colleyville
Barely. The $784,900 median sits $47,850 under Tarrant County's $832,750 one-unit limit, so homes priced a bit above median in Colleyville can need jumbo financing.
At least $235,470 before closing costs (70% maximum LTV on $784,900). That is 1.1 years of a $218,328 median income.
3.6 times the $218,328 median household income, about the same as across Tarrant County. That fits common debt-to-income limits.
See all Auction Loans questions and program details
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