Cash-Out Refinance in Highland Park, TX

Dallas County is exhibiting one of the most encouraging market signals in our Texas coverage: prices are up 1.8% year-over-year to a median of $348,200 while the broader Dallas-Fort Worth market has faced inventory pressure. That positive price momentum against 6,223 active listings and a 69-day average days on market reflects the fundamental strength of Dallas's role as the premier corporate relocation destination in the Sun Belt. Companies moving headquarters and regional offices to Dallas continue to drive consistent high-income household formation.

The 96.7% sale-to-list ratio confirms that sellers are pricing competitively but buyers are pushing back slightly on ask. New construction is a significant factor in Dallas County's supply equation — builders have been delivering at pace in McKinney, Frisco, and Prosper, creating choice for buyers that didn't exist in 2021. Conventional high-balance financing is the most common product category in the $350K-$600K range that dominates our Dallas County volume.

Dallas County attracts corporate relocation buyers from across the country, drawn by employer transfers to companies like AT&T, Toyota, State Farm, and the major financial services firms concentrated in Uptown and the Las Colinas corridor. These relocating professionals typically arrive with strong credit, sizeable liquid assets, and W-2 income that qualifies easily for conventional financing. We also see a significant first-time homebuyer segment drawn by Dallas's relative affordability compared to coastal alternatives — a buyer who cannot afford San Jose can often afford the Dallas equivalent.