Residential
Investment Property Loans in Jupiter Island, FL
Jupiter Island, FL is a smaller community of 845 people in Martin County, where Custom Mortgage arranges Investment Property Loans financing. Jupiter Island homes carry a premium: the median owner-occupied value is $2,000,001, 363% over Martin County's $432,200 (Census ACS 2020-2024 5-year). That is $1,167,251 over the 2026 one-unit conforming limit of $832,750, so keeping a median-priced purchase conforming takes at least 59 percent down, and a bigger loan is a jumbo.
Jupiter Island households out-earn the county: a median $219,722, 165% above the Martin County level. It is an owner's market in tenure terms, with 96% of homes owner-occupied (80% countywide). The median home was built in 1985.
Investment Property Loans Highlights
- Competitive interest rates for qualified borrowers.
- High Loan-to-Value (LTV) options, up to 97%, to minimize your upfront investment.
- Financing available for a wide range of investment property types.
National Rate Index (Freddie Mac PMMS)
30-Year Fixed Rate
7.18%
as of 11/5/2026 · Freddie Mac PMMS · live · 2026-11-05
15-Year Fixed Rate
6.57%
as of 11/5/2026 · Freddie Mac PMMS · live · 2026-11-05
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Market-data snapshots: FHFA 2026 (live); HUD FYunavailable (bundled); Census ACS 2024 (bundled).
Martin County at a glance
- Jupiter Island median home value
- $2,000,001
- Source: Census ACS 5-year, Jupiter Island town, Florida, 2020-2024
- Jupiter Island median household income
- $219,722
- Source: Census ACS 5-year, Jupiter Island town, Florida, 2020-2024
- Jupiter Island owner-occupied homes
- 96%
- Source: Census ACS 5-year, Jupiter Island town, Florida, 2020-2024
- Jupiter Island median year built
- 1985
- Source: Census ACS 5-year, Jupiter Island town, Florida, 2020-2024
- Conforming loan limit (1 unit)
- $832,750
- Source: FHFA, 2026
- Conforming loan limit (4 units)
- $1,601,750
- Source: FHFA, 2026
- Median owner-occupied home value
- $432,200
- Source: Census ACS 5-year, 2024
- Median household income
- $82,943
- Source: Census ACS 5-year, 2024
- Owner-occupied homes
- 80%
- Source: Census ACS 5-year, 2024
- Home value to income ratio
- 5.2
- Source: Census ACS 5-year (computed), 2024
2026 Conforming Loan Limits: MARTIN
1-Unit (SFR)
$832,750
2-Unit (Duplex)
$1,066,250
3-Unit (Triplex)
$1,288,800
4-Unit (Fourplex)
$1,601,750
Source: FHFA 2026 Conforming Loan Limits. Loans above these limits require jumbo financing.
Investment Property Loans in Jupiter Island, FL
Premium mortgage lending services in Jupiter Island, FL. We specialize in jumbo loans, conventional financing, and custom programs for high-net-worth borrowers.Custom Mortgage & Real Estate specializes in providing high-fidelity Investment Property Loans solutions tailored to the unique economic landscape of Jupiter Island and the surrounding Martin County.
Our FinTech-driven approach allows us to offer competitive rates and streamlined processing for homeowners and investors across the entireJupiter Island metropolitan area.
Service Areas & Neighborhoods
Our Jupiter Island Presence
Local Knowledge. Global Rates.
200 S Biscayne Blvd
Miami, FL 33131
Direct Line
877-976-5669Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Get Matched in 60 Seconds
Our AI Instant Advisor analyzes your situation — credit, loan amount, property type — and matches you to the right program. No credit pull. No obligation.
Get Your Numbers
Quick quote or detailed payment estimate — no credit pull
Quote Wizard
AI-Powered Rate Intelligence
Step 1: Loan Foundation
Mortgage Estimator
Freddie Mac 30-yr average, week of Apr 19, 2026. Not a quote.
Principal & Interest Only
Common Questions About Investment Property Loans in Jupiter Island
No. At $2,000,001, the Jupiter Island median is $1,167,251 above the $832,750 FHFA limit for Martin County. Borrowing more than $832,750 makes the loan a jumbo; staying conforming means putting at least $1,167,251 down.
At least $60,000 before closing costs (97% maximum LTV on $2,000,001). Roughly 3 months of Jupiter Island's $219,722 median income.
9.1 times the $219,722 median household income, steeper than the county's 5.2. Expect to need extra down payment or a co-borrower.
See all Investment Property Loans questions and program details
Investment Property Loans by Location
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TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
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